Travel & Marine Insurance
Protect your trips and your cargo with the right travel and marine cover.
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Talk to an experienced advisor about travel & marine insurance.
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What is Travel & Marine Insurance?
Travel insurance and marine insurance both protect against loss in transit — one for people, the other for goods — and both are frequently overlooked until something goes wrong. Travel insurance covers medical emergencies, trip cancellation, baggage loss, flight delays, and passport loss while you are travelling domestically or abroad, giving you a financial safety net far from home. Marine insurance, on the other hand, covers goods and cargo against loss or damage during transit by sea, air, or land — essential for importers, exporters, traders, and businesses moving inventory across locations. At Right Assets Management, we help individuals choose the right travel insurance plan for leisure, business, or student travel, and help businesses set up marine cargo cover — whether for a single shipment or an open policy covering ongoing consignments. We compare plans across leading IRDAI-registered insurers on coverage limits, exclusions, and claim settlement track record, so you are properly protected without paying for cover you do not need.
Who Is This For?
- Leisure and business travellers wanting medical, cancellation, and baggage cover for domestic or international trips
- Students travelling abroad for education who need mandatory travel insurance for visa purposes
- Frequent flyers wanting an annual multi-trip travel policy instead of buying cover for each trip
- Importers and exporters needing marine cargo cover for shipments by sea, air, or road
- Traders and manufacturers wanting an open marine policy to cover all outward and inward consignments automatically
- Businesses transporting high-value goods domestically who need transit insurance against damage or loss
How We Help — Step by Step
Requirement Assessment
We understand whether you need travel cover (leisure, business, or student), marine cargo cover (single shipment or open policy), or both, along with the value and nature of what is being protected.
Plan & Policy Comparison
We compare travel insurance plans on medical cover, cancellation limits, and baggage protection, or marine policies on cargo value, transit mode, and coverage scope, across multiple IRDAI-registered insurers.
Coverage Recommendation
We recommend the right sum insured and add-ons for travel policies, or the right Institute Cargo Clause (A, B, or C) and warehouse-to-warehouse cover for marine policies, based on your specific needs.
Documentation & Issuance
We help you complete the proposal form and required documents, and ensure the policy is issued correctly and promptly — before departure for travel, or before shipment for cargo.
Claim Support
In the event of a medical emergency, trip disruption, or cargo loss/damage, we guide you through documentation, surveyor coordination (for marine claims), and insurer follow-up for a smooth settlement.
Why Choose Right Assets for Travel & Marine Insurance?
- Get properly covered for medical emergencies, cancellations, and baggage loss on every trip
- Access student travel insurance that meets university and visa requirements
- Protect cargo shipments against loss or damage during transit by sea, air, or road
- Set up an open marine policy so every shipment is automatically covered without repeat paperwork
- Compare plans across insurers objectively — no bias toward any single provider
- Receive dedicated claim support during travel emergencies or cargo loss situations
Documents Required
Frequently Asked Questions
What does travel insurance typically cover?
A standard travel insurance policy covers emergency medical treatment abroad, hospitalisation, trip cancellation or curtailment, loss of checked baggage, flight delay compensation, and loss of passport. Higher-tier plans may add adventure sports cover, rental car excess, and higher medical sub-limits. We match the plan to your destination, trip length, and activities.
Is travel insurance mandatory for a visa?
For several countries, particularly in the Schengen area, proof of travel medical insurance with a minimum coverage amount is mandatory to obtain a visa. Many universities also require students to carry health cover for the duration of their course. We help you get a compliant policy that meets the specific requirement.
What is marine insurance and who needs it?
Marine insurance protects goods and cargo against loss or damage while in transit by sea, air, or land. It is essential for importers, exporters, traders, and any business that regularly ships goods, since transit carriers' liability is usually limited and does not fully cover the value of the goods.
What is the difference between a single transit policy and an open marine policy?
A single transit policy covers one specific shipment for one journey. An open marine policy is a standing arrangement that automatically covers all shipments you send or receive over a policy period, without needing to arrange insurance separately for each consignment — ideal for businesses with regular, ongoing shipments.
What are Institute Cargo Clauses A, B, and C?
These are standard marine insurance coverage clauses. Clause C offers the most basic cover (major casualties like fire, sinking, collision). Clause B adds cover for additional perils like earthquake, washing overboard, and water damage. Clause A offers the widest cover, protecting against all risks of loss or damage except a small list of specific exclusions. We help you choose the right clause based on the nature of your goods and transit risk.
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Talk to our advisors about Travel & Marine Insurance — no commitment, no sales pressure.