Mutual Funds & SIP
Grow your wealth systematically with expert mutual fund and SIP advisory.
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Market Data
Popular Funds — Today's NAV
Indicative NAVs. Investments are subject to market risk — read all scheme documents carefully.
Popular Mutual Funds — Live NAV
Sourced from AMFI via mfapi.in
NAV data sourced from mfapi.in · Past performance is not indicative of future returns.
Talk to an advisorWhat is Mutual Funds & SIP?
Mutual funds are one of the most accessible and effective ways for Indian investors to build long-term wealth — and a Systematic Investment Plan (SIP) makes the process even more disciplined by automating regular investments as small as ₹500 per month. At Right Assets Management, our AMFI-registered advisors help you cut through the clutter of over 2,500 mutual fund schemes available in India and identify the right mix based on your financial goals, risk profile, and investment horizon. Whether you are saving for a home in Whitefield, your child's education, or retirement, we design a goal-based mutual fund portfolio tailored specifically for you. We cover the full spectrum — equity funds (large-cap, mid-cap, flexi-cap, ELSS), debt funds, hybrid funds, and index funds. Our process starts with understanding your goals and ends with ongoing portfolio reviews to ensure you remain on track. We also help you leverage ELSS funds to claim tax deductions of up to ₹1.5 lakh under Section 80C, making mutual funds a powerful tax-saving tool alongside wealth creation.
Who Is This For?
- Salaried professionals across India's IT sector looking to automate savings through monthly SIPs
- First-time investors who want a low-risk, diversified entry point into financial markets
- Individuals seeking to save tax under Section 80C through ELSS mutual funds
- Parents planning for their children's higher education or marriage expenses
- Retirees or pre-retirees looking for stable income through debt and balanced funds
- HNI investors wanting lump-sum deployment into diversified equity or sectoral funds
How We Help — Step by Step
Goal Discovery Session
We begin by understanding your financial goals — short-term (1–3 years), medium-term (3–7 years), and long-term (7+ years) — and assign the right fund categories to each goal.
Risk Assessment
We assess your risk appetite through a structured questionnaire to determine the ideal equity-debt split in your mutual fund portfolio.
Fund Selection & Portfolio Design
Our advisors shortlist the best-performing, low-cost funds from reputed AMCs (SBI, HDFC, Nippon, Mirae, etc.) and build a diversified mutual fund portfolio for you.
KYC & Account Setup
We assist you with completing the one-time KYC process required by SEBI and setting up your mutual fund investment account through a regulated platform.
SIP Mandate & Lump Sum Setup
We help you set up automated SIP mandates so your investments happen on schedule every month without you needing to remember or act manually.
Ongoing Monitoring & Review
We review your portfolio every quarter, track fund performance against benchmarks, and recommend switches if a fund underperforms consistently.
Tax Optimisation at Redemption
When you need to redeem, we guide you on timing your withdrawals to minimise capital gains tax — particularly for equity funds held over 12 months.
Why Choose Right Assets for Mutual Funds & SIP?
- Invest in SEBI-regulated mutual funds with full transparency on costs and fund performance
- Start SIPs from as low as ₹500 per month and build significant wealth through compounding over time
- Save up to ₹1.5 lakh in taxes annually through ELSS funds under Section 80C
- Diversify across equity, debt, and hybrid funds to balance growth and stability
- Benefit from rupee cost averaging through SIPs — reducing the impact of market volatility
- Receive quarterly portfolio reviews and timely fund switch recommendations
- Access expert guidance without paying high advisory fees — we work with direct and regular fund options transparently
Documents Required
Frequently Asked Questions
What is the minimum amount to start a SIP?
Most mutual fund schemes allow SIPs starting at ₹500 per month. Some funds have a minimum of ₹1,000. There is no upper limit. You can start small, build the habit, and increase your SIP amount as your income grows — a strategy we actively recommend to our clients.
Are mutual fund returns guaranteed?
No. Mutual fund investments are subject to market risk and returns are not guaranteed. However, historically, diversified equity mutual funds in India have delivered 12–15% CAGR over long periods (10+ years). Debt funds offer more stability but lower returns. We select funds and suggest appropriate holding periods to optimise your risk-return outcome.
How does ELSS help me save tax?
Equity Linked Savings Schemes (ELSS) are mutual funds with a 3-year lock-in period. Investments of up to ₹1.5 lakh in ELSS qualify for deduction under Section 80C of the Income Tax Act, reducing your taxable income. ELSS also has the shortest lock-in among all 80C instruments and historically delivers equity-level returns.
What is the difference between direct and regular mutual funds?
Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans include a distribution fee. We advise clients transparently on both options and help you choose based on your preference for self-management versus guided advisory. Over 10–15 years, the difference in expense ratios can meaningfully impact your returns.
How long should I stay invested in a mutual fund?
For equity mutual funds, a minimum of 5–7 years is recommended to ride out market cycles and benefit from compounding. Debt funds are suitable for 1–3 year horizons. For goal-based investing — like a child's education or retirement — we align your fund selection and SIP amounts with the specific time horizon of each goal.
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